If you are having trouble meeting your financial needs, then you might not be thinking too heavily about improving your credit score. Lots of Americans have very low credit scores, and part of that is due to the recession and its lingering effects. They also suffer from low [...]
How to Successfully Build your Credit Score Ratings
It is vitally important to have good credit today. Not only does it determine the interest rate you will pay when you buy a car or a home, but a good credit history is also a factor when you are applying [...]
When it comes to knowing and fixing your credit score report inaccuracies, there are probably a million things you’d instead do. But knowing not just your number but how to correct any errors or omissions from your credit report is not only vital [...]
It’s common knowledge that if you lower your debts on time and fix errors on your credit report, you can raise your credit score. You might not realize that getting rid of some of your debt (or all of it) can [...]
Your Credit History: What Is It?
When people talk about your credit, they usually mean your credit history. That’s a detailed history that describes your money usage. It shows whether you pay your bills promptly, how many loans you have taken out, and how many credit cards you use.
You might not be thinking about your credit score when you are out job searching, but you should be.
Many people will say that their credit score importance doesn’t reflect their job performance, but not all employers agree. In fact, more than half of all employers said [...]
Fix Your Credit Score
Before they approve you for a loan, lenders want to have some assurance that you will pay them back on time and in full. To make that determination, they will check out your credit score. This score is very important in determining your rates on [...]
If you are looking to improve your credit score or fix a bad credit score, then you should know the process is just as tough and time-intensive as losing weight. You can’t take any shortcuts, or you will suffer some severe consequences. Your credit score repair efforts need [...]